Terms & Conditions

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms of use, which together with our privacy policy, govern our relationship with you in relation to each and any one visit to this website by you. Please note that these terms contain limitation of our liability and an indemnification from you for breach of these Terms.

The term “our” or “us” or “we” refers to the owner of the website whose registered office is 17a High Park Place, Southport PR9 7QP. The term “you” refers to the user or viewer of our website.

Your access to this website is subject to the following terms:

Your use of this website and any dispute arising out of such use of the website is subject to the laws of and exclusively justiciable in England and Wales.

This website contains material which is owned by or licensed to us and protected by intellectual property or other laws throughout the world. This material includes, but is not limited to, the design, layout, look, appearance and graphics. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Downloading or reproduction of any material from this website is permitted solely in a manner for your own personal use to download or review the content at times convenient to you. Access to this Website does not confer upon you any license or right to use any of the logos, brands, trade marks or other intellectual property rights of ours or others appearing on this website in any form or manner. All other reproduction and use for any other purposes (including commercial use) is prohibited.

You may create a link to the home page of this website from another website owned by you provided it is for a legal, non-commercial purpose and is not to the detriment of our reputation, the reputation of this website or derogatory comment concerning any other user of this website. Any other linking is subject to our prior written consent.

The information and materials contained in this website including all opinions, case scenarios, blogs (the “Information”) is for general information purposes only:

The Information is not supplied as advice of any kind and no reliance should be placed on it. Any reliance you do place on the Information is strictly at your own risk.

We accept no responsibility for checking or verifying the accuracy of material submitted to the Website and therefore you are advised to confirm any Information relied upon with an independent and authoritative source. However should you identify information that is misleading or incorrect please contact us about this at the contact details above.

The Information is subject to change without notice. We accept no liability for any failure to keep this information up to date at any one time.

It shall be your own responsibility to ensure that the Information or services discussed on this website meets your specific requirements, though we do not provide any warranty or guarantee (express or implied) as to the accuracy, timeliness, performance, completeness or suitability of the Information and materials found or offered on this website for any particular purpose.

Every effort is made to keep the website up and running smoothly, however:

Access is permitted for a temporary period only and we maintain the right to withdraw the website at any time. We take no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control or for the actions of third parties against the correct function of this website.

You must provide your own arrangements for accessing this site.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

Your activities should be fair and legal:

We reserve the right to exclude you, de-register you or otherwise to bring an action against you in a court of competent jurisdiction if, in our sole opinion, you are in breach of the terms of use of this website. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

You must not attack or attempt to probe, scan or test the vulnerability of a system or network, alter the functionality of this website whether by crawling, scraping, hacking attempts, the uploading of viruses, denial of service attacks or other; nor are you permitted to attempt to access data or parts of the website not intended for you or log into a server or an account that you are not authorized to access.

You must not upload information to or used on this website to attack or damage our reputation or of any others, to harm others or attempt fraudulent activities.

We reserve the right to remove any material posted by you that in our sole opinion is posted in breach of these terms or potentially detrimental to our reputation, the reputation of the website whether by irrelevance, inaccuracy, un-invited advertising or of a libellous nature or the reputation of another user of this website.

You are responsible for any acts by other persons using your device for accessing this website.


You agree to defend, indemnify and hold harmless, us and/or our associates, subsidiaries, their officers, directors, employees, affiliates, licensees, business partners and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees resulting from any breach by you of any of these Terms.